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Frequently Asked Questions (FAQs)


Do you arrange personal loans for tenants?
Yes, we can arrange unsecured loans for non-homeowners at competitive rates. Whether you are a private tenant, or a council tenant, or a tenant of a housing association, we can get you personal finance at competitive rates.

What can I use the loan for?
We give you complete freedom; you can use the loan for any purpose- making home improvements, buying a brand new car, or going for a holiday.

Is my loan application confidential?
Each and every loan application is kept confidential. No third party can access it without your prior permission.

Do I have to accept a loan offer?
No. You are not under any compulsion to accept any loan offer. Unless, of course, you're made an offer that you just can't refuse…

How much money can I borrow?
There's no limit to the amount of money that you can apply for. However, it's in the best interest of yourself, and the lender, for you not to borrow more money than you can afford to repay.

What is the loan repayment term?
Your loan can be spread between 5 and 25 years. The loan term will depend on the loan amount and your credit history.

What if I want to settle the loan early?
You can do this at any time. The balance outstanding will be calculated and a rebate given on the outstanding interest.

Can I get a loan if I have a bad credit rating?
Yes, you can. In fact, we specialize in cases where past problems can sometimes make obtaining credit difficult - if not impossible! You may be considering paying off some of your debts to reduce your monthly outgoing; in which case we can arrange a tenant loan for you.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income. Example: Loan of £15,000: 120 monthly repayments of £204.66, 10.4%APR variable. Loans secured on residential property.